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Your Quick Guide on VA Loans...
Our VA Rates Are At Record Lows Right Now!
A VA loan is a mortgage loan that is guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may only be issued by qualified lenders to qualified Veterans. The VA loan was designed to offer long-term financing to eligible American Veterans or their surviving spouses (provided they do not remarry).
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We here at Hummingbird Home Loans are very proud of our Veterans and thankful for their sacrifice. We take pleasure in helping a Veteran become a qualified home buyer. With our tools and expertise we can make the process easy & guide you each step of the way, starting with our FREE VA Qualifier.
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Here’s how our home loan process works:
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Complete our simple Mortgage Application
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Receive options based on your unique criteria and scenario
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Compare mortgage interest rates and terms
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Choose the offer that best fits your needs
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Why choose a VA Loan?
There are many benefits to choosing a VA loan. The main benefit being that VA loans do not require a down payment (unless required by the lender or the purchase price is more than the reasonable value of the property). The interest rates are also typically lower than other Government loans and more easily negotiable.